Self Employed

If you work for yourself we’ll take the work out of finding a mortgage.

Getting a mortgage when you’re self-employed can seem complex, difficult and frustrating. Because your income isn’t as consistent as a salaried employee, lenders tend to see you as a higher risk – so they’ll want to see proof of your income, credit history and more. 

Typically they’ll want to see a record of regular work, two years of professionally prepared accounts, sufficient funds for a deposit (usually at least 10%) and a strong credit record.  

The good news is, as well as finding you suitable deals from the whole of the mortgage market, we’ll happily go through the whole process with you and make sure everything you need is in place before you submit your application to improve your chances of securing the loan you need.  

There are plenty of options out there for freelancers and the self-employed – all you need to do is talk to our team and we’ll find the right one for you. 

Your home may be repossessed if you do not keep up repayments on your mortgage

So if you’re self-employed and looking for support,
why not talk to us today?

Get a free quotation >

Why choose JP Finance?

Open, honest and transparent approach

Impartial advice and guidance

Your own mortgage expert

Access to all the best deals

Specialist products to fit you perfectly

We’re always here for you – now and in future

We’ll make your life easier

Our Mortgage Products

First-time Buyer

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Buy-to-let

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Remortgages

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Adverse Credit

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Self-employed

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Home Movers

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Right to Buy

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Other Services

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Our other services include Conveyancing, Secured Loans, Bridging Loans and Debt Consolidation.