Self Employed. If you work for yourself – we’ll find your mortgage.

Getting a mortgage when you’re self-employed can seem complex, difficult and frustrating. Because your income isn’t as consistent as a salaried employee, lenders tend to see you as a higher risk – so they’ll want to see proof of your income, credit history and more.

Typically they’ll want to see a record of regular work, two years of professionally prepared accounts, sufficient funds for a deposit (usually at least 10%) and a strong credit record.

The good news is, as well as finding you suitable deals from the whole of the mortgage market, we’ll happily go through the whole process with you and make sure everything you need is in place before you submit your application to improve your chances of securing the loan you need.

There are plenty of options out there for freelancers and the self-employed – all you need to do is talk to our team and we’ll find the right one for you.

(Your home may be repossessed if you do not keep up repayments on your mortgage).

For our mortgage advice services, we will charge a fee of between £250 and £999. The amount of fee depends on the amount of work involved in arranging the mortgage and depends on the type of transaction. Fees payable on completion.